The holidays are right around the corner, and it is high
time to think about how to budget your spending. Otherwise, it can quickly and
easily get out of control.
There is nothing fun about spending January and February
paying off holiday bills. If you're ready to have a fun and inexpensive holiday
season, keep reading to learn more.
Make Ornaments, Cards and Gift Tags
If you’ve ever been to a fancy holiday store, you can see
how ornaments can cost upwards of a hundred dollars per piece. It must be nice
for those with the resources, but for most of us, we’re lucky to make it
through the holiday without having to take out a loan.
Certainly, this is a fun time of year for everyone, but
spending wisely will make it much more enjoyable. One way to do so is by making
your own ornaments.
Plus, you can get the family involved and create lasting
memories. One idea is to use Christmas
rubber stamps on your cards, ornaments and gift tags.
Here’s one option:
·
Cut card stock into the shape of a star
·
Punch a hole at the top of the star
·
String it with holiday-colored yarn
·
Press your Christmas stamp into the star
·
Use glue to add sparkle such as glitter,
rhinestones and pearls
·
Hang the homemade ornament on your tree or along
your mantle
Think of Where to Spend Your Holiday
The best location for holiday gatherings is at someone’s
home. Perhaps this year you and your relatives can decide on a place to meet
that is close enough to handle the largest number of friends and relatives.
You don’t have to go anywhere fancy to have fun. There is
plenty of fun to be had around a large table with good people.
Another option is to have your gathering at a park. Get everyone
involved in planning and execution to ensure a flawless outcome.
Save on Christmas Gifts
One of the most expensive aspects of the holidays is buying
gifts. You are inundated with advertisements of a wide variety of cute
gifts, and let’s face it—you want to buy them all.
But, then, reality kicks in afterwards. To save some money,
it is best to start shopping early. The last-minute rush will make you tempted
to buy things you can't afford.
Another thing to avoid are all the gifts you buy for
yourself. Admit it, when shopping for others, it's hard to resist picking up a
few things for yourself. During this time, remind yourself that you will be
receiving gifts from others.
You can also offer a service as a gift such as washing your
neighbor's car, baking your famous lasagna for someone or volunteering to
babysit for a friend. The gift of your time and talents
are always appreciated.
Christmas Food
During the holidays, there is so much pressure to keep up
with all the parties and seasonal baking. Food plays a major role in it all.
There isn't any question our mouths start to water at the
thought of homemade apple pies and golden roasted turkeys and hams. Yet, all
the food and eating out can put a serious strain on your budget.
The way around this is with a bit of planning. For starters,
figure out all the food you need to make during the holiday season through New
Year's Eve.
If you haven't, start buying some of your spices now. It is
also helpful to create a master list of ingredients. Then, shop grocery sales
each week to buy them when they are on sale.
In addition, the best time to use your coupons is in
November and December. If inviting friends over for dinner, you might consider
a potluck.
Holiday Travel
If you are traveling during the holidays, here is how to
save some money.
·
Fly on the Holiday. This is the day most people
are at home. So, you can get
the best fares with fewer crowds. The most expensive times to fly are
before and right after the holidays.
·
Book your flight at least six weeks in advance.
·
Shop each airline individually. Third-party
travel sites don't always list every available deal.
·
Save money on checked bag fees by traveling with
a carry-on and shipping your gifts.
·
Drive, take the bus or train for domestic
travel.
In Conclusion
During the holidays, your eyes may be larger than your wallet.
Instead of going broke, stick to a budget and make a plan.
….
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